San Francisco CA CFO Services
Strategic Financial Leadership for Scaling Businesses in San Francisco
San Francisco is at the epicenter of global innovationโhome to venture-backed startups, unicorns, and rapid-growth tech companies. In a city where burn rate matters as much as product-market fit, and investor confidence can determine your next round, your business needs more than just an accountantโit needs a CFO-level partner to drive strategic financial decisions.
At K-38 Consulting, we deliver San Francisco CA CFO services, financial strategy, and executive advisory to high-growth companies in San Francisco and the broader Bay Area. Whether youโre in Seed stage or gearing up for IPO, our CFO consultants help you forecast with clarity, manage capital with precision, and scale with purpose.
From startups in SoMa to growth-stage firms in the Financial District and climate tech companies in the Mission, we empower SF-based businesses with financial leadership that aligns with the pace of innovation.
Technology Partners
San Franciscoโs - All you need to know
Why San Francisco Companies
Work with K-38 Consulting
Startups in San Francisco face fierce competition for capital, talent, and traction. Founders must juggle product development, hiring, and fundraisingโoften without a clear financial strategy in place. But as your business scales, so do the stakes. Our fractional CFO services offer a solution: on-demand financial leadership tailored to your stage, structure, and growth plan. We step in as your financial co-pilot, giving you the insight, structure, and discipline to take your company furtherโfaster.
Hereโs how we help SF businesses scale smarter:
- Build investor-grade financial models and pitch decks
- Navigate fundraising rounds, from Seed to Series C and beyond
- Manage burn rate, runway, and capital efficiency
- Improve unit economics and long-term margin performance
- Optimize cash flow and scenario planning for market shifts
- Prepare for acquisition, expansion, or IPO readiness
With K-38 Consulting, you donโt just get reportsโyou get financial strategy that drives action.
San Francisco
San Francisco, CA USA
K-38 Consulting
CFOS & CPAS
Our CFO & Financial Strategy Services In
San Francisco, CA
We provide a suite of executive-level financial services that help San Francisco companies stay investor-ready, scalable, and resilient.
Fractional CFO Services
Access the guidance of a veteran CFO without adding a full-time executive to your payroll. We embed with your leadership team to provide long-term financial strategy, board-level reporting, and strategic decision support.
Capital Planning & Fundraising Strategy
We support companies through every stage of the venture capital lifecycleโfrom pre-seed modeling to late-stage due diligence. We help you speak investorsโ language through compelling narratives, airtight projections, and defensible metrics.
Financial Forecasting & SaaS Metrics
Especially for SaaS and subscription-based models, we track and optimize ARR, LTV/CAC, churn, and revenue expansionโand build forecasts that align with growth expectations and operational reality.
Cash Flow Management & Scenario Planning
San Francisco companies canโt afford financial blind spots. We provide working capital strategies, multiple scenario models, and burn rate forecasting so youโre prepared for pivots, market downturns, or funding delays.
Exit Strategy & M&A Advisory
Whether youโre planning a strategic acquisition, private sale, or IPO, we provide valuation support, due diligence prep, and transaction strategy to maximize value and reduce friction.
Internal Controls & Compliance Infrastructure
As you grow, your financial systems and internal controls must mature. We help companies implement audit-ready processes and financial governance that meet investor, board, and regulatory standards.
Industries We Serve in San Francisco
While we work with companies across many sectors, we specialize in serving venture-backed, innovation-led companies, including:
- SaaS & Cloud Software โ Building financial models and optimizing subscription economics
- Fintech & Crypto โ Navigating complex regulatory environments, investor expectations, and fast-paced markets
- HealthTech & Life Sciences โ Supporting biotech and medtech companies with capital runway planning and grant/VC funding support
- Climate Tech & Clean Energy โ Advising startups focused on sustainability, carbon capture, and green infrastructure
- Professional Services & Agencies โ Helping creative, legal, engineering, and consulting firms with cash flow, pricing, and financial structure
Whether youโre in South of Market, Hayes Valley, the Mission, or North Beach, K-38 Consulting helps you turn financial data into business growth.
Why K-38 Consulting Is Different
At K-38, weโre more than just โoutsourced finance.โ Weโre strategic partners who bring real-world CFO experience, startup savvy, and a bias for action.
CFOs with Startup DNA
Weโve worked in the trenchesโscaling companies, sitting in boardrooms, pitching investors.
Growth-Stage Focused
Weโre built for companies that are moving fast and need finance to keep up.
Flexible Engagements
We plug in as neededโfractionally, project-based, or as your long-term CFO.
Bay Area Fluency
We understand the fundraising landscape, valuation pressures, and growth models that define this market.
Serving San Francisco & the Greater Bay Area
We support companies throughout San Francisco and the surrounding region, including:
- SoMa โ Startups, accelerators, and tech unicorns
- Financial District โ Fintech, legal, and investment firms
- Mission District โ Clean tech, sustainability startups, and creative firms
- Presidio & Marina โ Established brands and growing mid-market firms
- South Bay & East Bay โ Collaborating with companies in Palo Alto, Oakland, and San Jose
Letโs Build the Financial Backbone of Your Growth
If your company in San Francisco is ready for CFO-level insight, investor-ready strategy, or financial clarity at scale, K-38 Consulting is here to help.
Schedule your free consultation todayโand letโs turn your vision into a financially scalable reality.
Client Testimonials
We treat our client's business as if it were our own
"K-38 Consulting has been an invaluable partner in our growth, providing exceptional outsourced CFO services that have transformed our financial strategy. Their expertise has helped us increase profitability, optimize cash flow, and enhance our revenue cycle, positioning our practice for long-term success. We highly recommend their services to any business looking for top-tier financial leadership."
"As a construction business owner juggling many responsibilities, partnering with K-38 Consulting has been a game-changer. Their outsourced CFO services have helped us streamline our finances, improve cash flow, and boost profitability, allowing us to focus on delivering top-quality projects. Thanks to their expertise, our revenue cycle is stronger, and our financial strategy is more efficient than ever. We highly recommend K-38 Consulting to any business looking for expert financial guidance."
"K-38 Consulting has given our law firm greater financial control and clarity, providing us with accurate, reliable financial reporting each month. Their web-based forecasting tools, combined with their expert outsourced CFO services, have been instrumental in improving cash flow, increasing profitability, and strengthening our revenue cycle. With their guidance, we can make informed financial decisions that support our firmโs growth and long-term success. We highly recommend their services."
"As a biotech startup, navigating financial strategy and cash flow management is critical to our success. K-38 Consulting has been an invaluable partner, providing expert outsourced CFO services that have helped us optimize our financial operations, improve cash flow, and enhance our business processes. Their strategic insights and forecasting tools have given us the clarity and confidence to make informed decisions, secure funding, and drive sustainable growth. We highly recommend K-38 Consulting to any startup looking for top-tier financial leadership."
"As a fast-growing SaaS startup, having a strong financial strategy is essentialโand K-38 Consulting has been a game-changer for us. Their outsourced CFO services have helped us improve cash flow, optimize our revenue cycle, and scale profitably. With their expert financial guidance and forecasting tools, weโve been able to make data-driven decisions, attract investors, and position our company for long-term success. We highly recommend K-38 Consulting to any tech startup looking for top-tier financial leadership."
"As an eCommerce business, managing cash flow, profitability, and financial strategy is critical to our success. K-38 Consulting has been an invaluable partner, providing expert outsourced CFO services that have helped us streamline our finances, optimize our revenue cycle, and increase profitability. Their strategic insights and forecasting tools have given us the clarity to make smarter financial decisions, scale efficiently, and sustain long-term growth. We highly recommend K-38 Consulting to any eCommerce company looking for top-tier financial expertise."
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We are the experts at helping startups and mid-size businesses with their accounting and finance.
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We are the experts at helping startups and mid-size businesses with their accounting and finance.
