Chattanooga TN CFO Services

Chattanooga, TN CFO Services | K-38 Consulting

At K-38 Consulting, we provide expert Chattanooga, TN CFO services— offering strategic financial guidance and operational insight that helps organizations grow with confidence. Whether you’re a startup preparing for scale, a company in transition, or a mid-sized business seeking stronger financial controls, our fractional CFOs bring big-picture leadership without the full-time expense.

From innovative logistics companies along the riverfront to high-growth tech startups downtown and advanced manufacturing firms throughout Hamilton County, Chattanooga is a perfect home to a thriving and diverse business community. As one of the fastest-growing cities in the Southeast, it combines a strong entrepreneurial spirit with a strategic location that connects major markets across all over the region.

Our Chattanooga TN CFO & Strategic Financial services are designed to meet the unique financial needs of local businesses navigating growth, change, and competition. Whether you’re scaling operations, managing cash flow, or preparing for investment, our seasoned financial experts provide customized strategies that align with your goals. We understand the distinct opportunities and challenges faced by companies in Chattanooga’s key industries—including logistics, technology, manufacturing, and real estate—and we tailor our services to help you stay agile and financially strong.

Technology Partners

Chattanooga TN CFO Services - All you need to know

Why Choose K-38 Consulting for Chattanooga, TN CFO Services?

Chattanooga has rapidly transformed into a regional hub for innovation and industry, with strengths in manufacturing, logistics, healthcare, and tech. As local businesses scale and evolve, the need for strategic financial oversight becomes critical.

From forecasting and budgeting to financial reporting and strategic planning, our on-demand CFO services give you access to executive-level financial leadership without the cost of a full-time hire. We partner closely with business owners to drive clarity, improve profitability, and support long-term stability. With our Chattanooga CFO solutions, your business gains the insight, structure, and confidence needed to thrive in today’s competitive economy.

We help Chattanooga-based companies:

Improve cash flow and profitability
Develop robust financial forecasts and models
Prepare for capital raises, investor meetings, or exits
Implement scalable financial systems and reporting
Align financial goals with business strategy

Chattanooga

Tennessee, USA

K-38 Consulting
CFOS & CPAS

Our CFO Service Offerings in Chattanooga

We offer a comprehensive suite of outsourced CFO and controller services, tailored for the needs of growth-stage and mid-market companies in Chattanooga.

Fractional / Outsourced CFO Services

Get executive-level financial strategy and oversight without the cost of a full-time CFO.

Interim CFO Services

Step-in leadership during a transition, restructure, or change in executive team.

Financial Modeling & Forecasting

Custom-built financial models and projections to support strategic decision-making and investor relations.

Cash Flow Management

We help you understand, plan, and optimize your liquidity position across all stages of growth.

Budgeting & Long-Term Planning

Develop accurate and forward-looking budgets that guide your operational and financial decisions.

Controller Services

Gain accurate financial reporting, solid accounting processes, and improved internal controls.

Industries We Serve in Chattanooga

Chattanooga’s economy is a blend of legacy industries and emerging tech. We work across sectors and understand the financial challenges and opportunities unique to the region.

We serve industries including:

Advanced Manufacturing
Logistics & Transportation
SaaS & Technology
Healthcare & Medical Services
Construction & Real Estate
Professional Services
Hospitality & Tourism

Advanced Manufacturing
Logistics & Transportation
SaaS & Technology
Healthcare & Medical Services
Construction & Real Estate
Professional Services
Hospitality & Tourism

Why Chattanooga Companies Partner with K-38 Consulting

At K-38 Consulting, we become more than a service provider — we’re your strategic financial partner. We bring decades of combined CFO, Big 4, and operational experience to help your business gain clarity, stability, and momentum.

Clients trust us because we offer:

Let’s Strengthen Your Financial Foundation

Whether you’re preparing for your next funding round, improving cash flow, or setting up scalable systems, our Chattanooga CFO services are designed to meet your needs.

Client Testimonials

We treat our client's business as if it were our own

"K-38 Consulting has been an invaluable partner in our growth, providing exceptional outsourced CFO services that have transformed our financial strategy. Their expertise has helped us increase profitability, optimize cash flow, and enhance our revenue cycle, positioning our practice for long-term success. We highly recommend their services to any business looking for top-tier financial leadership."

"As a construction business owner juggling many responsibilities, partnering with K-38 Consulting has been a game-changer. Their outsourced CFO services have helped us streamline our finances, improve cash flow, and boost profitability, allowing us to focus on delivering top-quality projects. Thanks to their expertise, our revenue cycle is stronger, and our financial strategy is more efficient than ever. We highly recommend K-38 Consulting to any business looking for expert financial guidance."

"K-38 Consulting has given our law firm greater financial control and clarity, providing us with accurate, reliable financial reporting each month. Their web-based forecasting tools, combined with their expert outsourced CFO services, have been instrumental in improving cash flow, increasing profitability, and strengthening our revenue cycle. With their guidance, we can make informed financial decisions that support our firm’s growth and long-term success. We highly recommend their services."

"As a biotech startup, navigating financial strategy and cash flow management is critical to our success. K-38 Consulting has been an invaluable partner, providing expert outsourced CFO services that have helped us optimize our financial operations, improve cash flow, and enhance our business processes. Their strategic insights and forecasting tools have given us the clarity and confidence to make informed decisions, secure funding, and drive sustainable growth. We highly recommend K-38 Consulting to any startup looking for top-tier financial leadership."

"As a fast-growing SaaS startup, having a strong financial strategy is essential—and K-38 Consulting has been a game-changer for us. Their outsourced CFO services have helped us improve cash flow, optimize our revenue cycle, and scale profitably. With their expert financial guidance and forecasting tools, we’ve been able to make data-driven decisions, attract investors, and position our company for long-term success. We highly recommend K-38 Consulting to any tech startup looking for top-tier financial leadership."

"As an eCommerce business, managing cash flow, profitability, and financial strategy is critical to our success. K-38 Consulting has been an invaluable partner, providing expert outsourced CFO services that have helped us streamline our finances, optimize our revenue cycle, and increase profitability. Their strategic insights and forecasting tools have given us the clarity to make smarter financial decisions, scale efficiently, and sustain long-term growth. We highly recommend K-38 Consulting to any eCommerce company looking for top-tier financial expertise."

Explore Our How-To Guides for Startups

Looking for more insights into startup finance? Check out our latest blog posts on startup CFOs and financial strategy.

Outsourced CFO Services

How a SaaS Startup Doubled Growth Using K-38 Consulting’s Outsourced CFO Services [Case Study]

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How a SaaS Startup Doubled Growth Using K-38 Consulting’s Outsourced CFO Services [Case Study] A 2-year old healthcare SaaS company from Connecticut raised $5 million ...

Interim CFO Services

How to Build a SaaS Financial Model: A Founder’s Step-by-Step Guide [With Template]

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How to Build a SaaS Financial Model: A Founder’s Step-by-Step Guide [With Template] 4 out of 5 startups and small businesses fail because they can’t ...

Cash flow management

How to Create a Cash Flow Forecast: A Startup’s Step-by-Step Guide [+ Free Template]

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How to Create a Cash Flow Forecast: A Startup’s Step-by-Step Guide [+ Free Template] The statistics are stark – 9 out of 10 startups fail. ...

Budgeting and Forecasting

How to Build Financial Forecasts for Startups: A Founder’s Step-by-Step Guide

February 27, 2025 No Comments

How to Build Financial Forecasts for Startups: A Founder’s Step-by-Step Guide 9 out of 10 startups fail, and poor financial projections rank among the top ...

Fractional CFO Services

How to Create Startup KPIs That Actually Drive Growth: A Founder’s Guide

February 28, 2025 No Comments

How to Create Startup KPIs That Actually Drive Growth: A Founder’s Guide A surprising 48% of organizations say their employees can’t make sense of their ...

Fractional CFO Services

How to Track Ecommerce Performance Metrics: A Step-by-Step Guide for 2025

February 22, 2025 No Comments

How to Track Ecommerce Performance Metrics: A Step-by-Step Guide for 2025 Did you know that 68% of online shopping carts are abandoned before purchase? Your ...

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Chattanooga TN CFO Services